Your clients may be seeking creative ways to insure their retirement and receive periodic payments once they no longer receive a salary. It is important for you, as an insurance professional, to be well-informed on annuities and their respective detailed qualities. We offer both fixed and equity-indexed annuities. The fixed annuities promise your clients a minimum rate of interest with an unchanging amount of periodic payments. Indexed annuities, previously known as equity-indexed annuities, are a hybrid between fixed and variable annuities which allow and offer your clients to participate in the market without ever risking principal, while allowing you to sell to them with your existing 2-15 license.