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Errors & Omissions

Errors and omissions (E&O) insurance is a type of professional liability insurance coverage that protects individuals and the companies they work for against claims of negligence or inadequate work. E&O insurance is carried by professionals across many industries, such as doctors, lawyers, engineers — essentially, any line of work in which an individual provides a services to a client for a fee. As an independent insurance agent, E&O insurance is an absolute necessity as it can prevent you from having to bear the full financial brunt of defense for lawsuits relating to an error or an omission made while providing professional insurance services. Even if it is decided that you are not at fault in such a situation, litigation can be both time consuming and expensive, so having adequate E&O insurance coverage help make sure you’re protected.

E&O insurance minimum coverage details:

  • Limits of Liability per Claim – $1,000,000
  • Limits of Liability Aggregate – $1,000,000

As an independent agent with MCC Brokerage, when you participate in our PartnerUp™ program, we will reimburse you the out-of-pocket cost associated with obtaining E&O insurance, provided you reach your production tiers set forth by the program. Some of the companies that we recommend for E&O insurance are:

  • CalSurance
  • E&O for Less
  • National Association of Professional Agents (NAPA)

To learn more about the importance of carrying E&O insurance as an independent agent, or to begin contracting with MCC Brokerage, contact us today.


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