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Help Your Clients Get on the Do Not Call List and Avoid Fraud

Medicare beneficiaries are frequently the target of fraudulent schemes. You can help your clients avoid falling victim to one of these scams by doing two things. First, educate them on how these schemes work. Second, encourage them to register for the National Do Not Call List. Common Medicare Schemes Medicare schemes use various tactics. Recently, [...]

10 Tips for Maintaining a Positive Attitude

Keeping a positive attitude is one of the most important things you can do if you want to lead a happy life and achieve your desired level of professional success. When you have a positive attitude, dealing with personal and professional obstacles will be a lot easier, and you will be able to keep moving [...]

Customize Life Insurance with Riders

Life Insurance riders bring more value to basic coverage. Riders offer supplemental coverage to your life insurance policy and accommodate many unexpected events that aren't covered within coverage alone. Here are a few riders you can add to tailor your clients' plans: Waiver of Premium Rider: Waives policy premium if your client becomes totally and permanently disabled [...]

Preparing Clients for Parameds and Cognitive Assessments

Phone interviews, paramed exams, and/or cognitive assessments are often required when applying for insurance. When a client knows what to expect, the client can be comfortable with the process, information can be ready, and applications can be approved faster. UNDERWRITING Review underwriting requirement Medical records will likely be requested If a paramed and exam are [...]

Carriers and Plans Participating in CMS Model to Save Consumers on Insulin Costs

Beginning with the 2021 plan year, select Part D sponsors will offer beneficiaries PDPs that “provide supplemental benefits for insulin in the coverage gap phase of the Part D benefit.” The new 2021 Part D Senior Savings Model from the Centers for Medicare & Medicaid Services (CMS) weighs the effects of offering those who are eligible for [...]

2021 Medicare & You Handbook is here!

The National Medicare & You 2021 handbook has arrived, and it’s full of important information for the coming year. Here’s a look at some of the new highlights. More Options for People with ESRD Starting in plan year 2021, beneficiaries with end-stage renal disease (ESRD) can join Medicare Advantage plan. Patients with ESRD can review [...]