Become an Agent

Phone interviews, paramed exams, and/or cognitive assessments are often required when applying for insurance. When a client knows what to expect, the client can be comfortable with the process, information can be ready, and applications can be approved faster.


  • Review underwriting requirement
  • Medical records will likely be requested
  • If a paramed and exam are required, a representative of the company will be in touch to set up appointments

PARAMED EXAM Approximately 30-45 Minutes

  • Get restful sleep the night before
  • Stay hydrated
  • Document medications
  • Notify medical staff of any past blood-draw issues
  • Practice relaxation techniques to lower high blood pressure due to nervousness
  • Avoid salt, alcohol, nicotine, marijuana, and caffeine
  • Avoid strenuous exercise

INTERVIEW Approximately 30-45 Minutes

Have the following information available:

  • Medications
  • Doctor names, addresses, phone numbers and dates/reasons last seen
  • Dates of Surgeries and Hospital/ER Visits
  • Results of Tests/Labs

For Long Term Care Insurance, a cognitive assessment is sometimes required, which could add 10-15 minutes to the interview.

  • Listen carefully to the interviewer to retain as much as possible
  • Applicants often need to repeat a series of words and numbers.
  • Do the interview in a quiet place without distractions (cannot be driving).

For more information about what carriers MCC Brokerage offers, visit our Life Products page or call us today!